2395 Palm Harbor Dr, FORT WALTON BEACH

Welcome to your waterfront paradise with breathtaking views of Garner Bayou where you can paddle board, kayak, swim or take a quick boat ride to Crab Island, Destin or the Gulf. This brick home has everything you need to live the Florida lifestyle you've always dreamed about. With five bedrooms, and two living rooms with great water views, a formal dining room and a large breakfast dining space with water views, you'll have space to live comfortably and entertain guests. The first floor, large main bedroom has a water view/access to the covered patio, updated ensuite bathroom with a walk in shower, duel shower heads, jetted tub & walk in closet; the 2nd downstairs bedroom is adjacent to the main bedroom and could serve as an office or nursery.You'll be impressed with the large kitchen, custom cabinets topped with beautiful granite and the walk-in pantry with solid shelves! The laundry room and a half-bath for guests complete the first floor inside...but outside catch morning sunrises while you enjoy coffee on your covered porch with amazing views of the bayou where dolphins play; in the evenings, relax on your open patio where you can grill and dine al fresco; there is still plenty of yard for lawn games and pets. Upstairs you'll find three additional bedrooms, one with an exterior staircase and the other two bedrooms have access to the large covered porch with excellent views of the water. Upstairs there is also a full bathroom and a large living room that accesses the covered patio. This home has many recent updates, including new water heaters (2023) and new HVAC with smart thermostats (March 2022 with parts warranty until 2027); The second HVAC and water heater are upstairs. Solar Panels offset your electric bill significantly; most months the power bill is just about $20 for the line charge! The bill can vary depending on the amount of sunshine versus the temperature. The solar panels will be paid in full by seller prior to closing. The HVAC ducts were professionally areo-sealed shortly after the solar panel installation (Feb 2020), resulting in higher efficiency and less allergens. The 24 x 14 open patio and the sidewalk to the dock were just updated with pavers (2023) and the dock was recently replaced. Enjoy fishing or relaxing from your dock, or bring your boat and forget having to pay for marina storage! The brackish water is refreshed daily at high-tide, and plenty deep enough to park a large boat at your dock. Swimming off the dock is refreshing and fun! There is a ladder on the dock for convenience. Before coming inside after a day on the water, wash the salt off in your outdoor shower, located on the side of the house. The garage is oversized and there is plenty of parking. This property is not fully fenced, however, there is a lot of privacy due to the adjacent brick fence on the west side. The lot is about a quarter of an acre with approximately 72 feet of waterfront with a seawall and private dock on Garner Bayou. This little neighborhood has a very low annual HOA fee; for tranquility and peace, short term rentals are not permitted. Conveniently located in Fort Walton Beach near shopping, schools, medical centers, and just about four miles to the white sandy beaches of Okaloosa Island, about 7 miles to Destin, the "World's Luckiest Fishing Village"; less than 5 miles to Eglin Air Force Base. Now is the time to buy your waterfront dream home! All information believed to be accurate, buyer to verify all facts deemed important.